Alfa Insurance has received accolades for its customer satisfaction, innovation, and financial stability.
We were recognized by J.D. Power for having the highest overall satisfaction in the Southeast region and received the NAMIC's 10th Annual Award in Innovation for the Alfa Leadership Academy.
Additionally, Alfa has been awarded an "A" rating from AM Best for 50 years, demonstrating financial stability.
OUR TEAM
Christina Woods
At The Woods Agency, we're not just another faceless insurance provider. We are your trusted Mississippi hometown Alfa partners with you on the road to protection and peace of mind. Beyond our industry achievements, we're most proud of what people right here in central Mississippi say about us. We would encourage you to talk to body shop owners, roofers, water remediation specialists, and others who deal with our claims process every day. We believe you'll hear an amazing testament to the culture and stability of Alfa Insurance.
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Welcome to the official blog of The Woods Agency, where Alfa Insurance agent Christina Woods shares insights, tips, and updates to help you protect what matters most. Home, auto, life, and business in... ...more
Insurance Basics
May 07, 2025•2 min read
CUSTOMER REVIEWS
Email: [email protected]
Address Office: 500 Cobblestone Court
Suite A
Madison, MS 39110
Office Hours:
Mon – Fri. 9:00am-5:00pm
(601) 862-2739
FAQS
Your auto insurance premium is determined by a combination of factors, including your driving history, the type of coverage you select, the make and model of your vehicle, your location, and even your credit score. Safer drivers with clean records typically pay lower premiums, while high-risk drivers may face higher rates. The specific details can vary between insurance companies, so it's essential to discuss your unique circumstances with one of our experienced agents to get an accurate quote tailored to your needs.
Yes, you can usually add additional drivers to your auto insurance policy. This can include family members, friends, or other individuals who regularly drive your vehicle. However, it's essential to provide accurate information about all drivers and their driving history when adding them to your policy.Keep in mind that adding drivers with a poor driving record or a history of accidents may increase your insurance premium. Conversely, adding experienced, safe drivers can sometimes lead to lower rates.
If you lend your car to someone and they have an accident, typically your auto insurance policy would be the primary coverage in most cases. Insurance typically follows the car, not the driver. So, your insurance would likely be responsible for covering the damages to your vehicle and any liability associated with the accident.However, it's essential to check your policy and consult with your insurance provider because coverage can vary. Some policies may exclude certain drivers or have restrictions on who can use your vehicle. Additionally, if the person borrowing your car has their own auto insurance, their policy might provide secondary coverage.